RP
Rich Petrosa
Founder, Brickell Health & Financial
"Protected shouldn't mean confused. My job is to make sure you understand exactly what you have — and why."
South Florida · Nationwide Coverage
Brickell Health & Financial LLC helps individuals and families nationwide navigate health insurance, life insurance, annuities, and wealth management — with one advisor, a personal approach, and direct access to the carriers that matter.
Five areas, one advisor — so your health coverage and your long-term financial plan actually work together.
Individual and family plans built around your budget and the doctors you already trust.
Term and permanent policies designed to protect your family's income and the future you're building.
Income strategies that turn savings into a steady paycheck — so market swings don't dictate retirement.
Ongoing portfolio and planning guidance, coordinated with your insurance strategy — not siloed from it.
A clear roadmap from where you are today to the retirement you actually want.
ACA marketplace pricing is based on income, not health — which often means healthy, higher-earning individuals end up paying more than they should for coverage they barely use. Private-sector plans are underwritten differently, which can mean meaningfully lower premiums if you qualify. Coverage is available through private-sector carriers including United Healthcare and First Health.
Lower-cost coverage for routine care and unexpected medical expenses, outside the marketplace.
Baseline qualifying coverage priced for healthy individuals, not household income.
Flexible, temporary coverage for gaps between jobs, plans, or life changes.
These plans are underwritten differently than ACA marketplace coverage and aren't the right fit for everyone. We'll walk through how your health and budget line up before you decide.
Licensed to place coverage nationwide, with direct contracts across major national carriers.
"Protected shouldn't mean confused. My job is to make sure you understand exactly what you have — and why."
Rich Petrosa founded Brickell Health & Financial LLC to give clients a straightforward alternative to impersonal insurance shopping. Rather than leading with a single product, every relationship starts with a conversation — your health needs, your family's goals, and what "protected" actually means to you.
That personalized, client-first approach is still the foundation of the firm today: one advisor who knows your file, answers your calls, and stays in your corner well after the paperwork is signed.
Every recommendation starts with your situation — not a quota or a preferred carrier.
From your first quote through claims and renewals, you work directly with Rich.
Local know-how, paired with contracts across major carriers nationwide.
We stay in your corner as your coverage and goals change, year over year.
Brickell Health & Financial made my insurance process straightforward and clear.
Sarah L.
The team was professional and attentive, helping me find the best health insurance.
John D.
I appreciate the personalized support. Brickell Health & Financial truly cares.
Emily R.
Tell us a bit about what you're looking for and Rich will follow up personally — usually within one business day.